. . "\"Using simple, proven techniques and easy-to-understand diagrams, Dr. Lloyd Watts shows you how to take control of your income, expenses, and time commitments in order to achieve wealth and personal fulfillment\"--Page 4 of cover."@en . "Handbooks and manuals"@en . . . . . "The flow of time and money : how to create a full and prosperous life"@en . . . . . .