Debtfare States and the Poverty Industry Money, Discipline and the Surplus Population
"This book theorizes the politics of debt and credit that underpins the expansion of consumer credit to the poor and addresses the role of states in facilitating consumer credit, in the developed and developing world. It features a range of case studies on pension securitization, credit cards, payday and student loans in the United States, and micro-lending and housing finance in Mexico"--
""This book theorizes the politics of debt and credit that underpins the expansion of consumer credit to the poor and addresses the role of states in facilitating consumer credit, in the developed and developing world. It features a range of case studies on pension securitization, credit cards, payday and student loans in the United States, and micro-lending and housing finance in Mexico"--"@en
"Under the rubric of 'financial inclusion', lending to the poor -in both the global North and global South -has become a highly lucrative and rapidly expanding industry since the 1990s. A key inquiry of this book is what is 'the financial' in which the poor are asked to join. Instead of embracing the mainstream position that financial inclusion is a natural, inevitable and mutually beneficial arrangement, Debtfare States and the Poverty Industry suggests that the structural violence inherent to neoliberalism and credit-led accumulation have created and normalized a reality in which the working."@en
""This book theorizes the politics of debt and credit that underpins the expansion of consumer credit to the poor and addresses the role of states in facilitating consumer credit, in the developed and developing world. It features a range of case studies on pension securitization, credit cards, payday and student loans in the United States, and micro-lending and housing finance in Mexico."."
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