"Demande de prêt." . . "Debtor and creditor." . . "Liability for environmental damages." . . "Responsabilité environnementale." . . "Entreprise." . . "Développement durable." . . "Financial institutions." . . . . "Gestion des risques." . . "Cote de crédit." . . "Prêts commerciaux Aspect de l'environnement Provinces de l'Atlantique." . . . . . . . . "Lending institutions baseline survey" . "Lending institutions baseline survey"@en . . . . . . . . . . . . . . . . . . . . . . . . . "Assessing creditworthiness : baseline survey of environmental information required by lending institutions in Atlantic Canada" . "Assessing creditworthiness : baseline survey of environmental information required by lending institutions in Atlantic Canada"@en . . . . . . . . . . . "Exposure to a borrower's environmental risks is a significant concern for lending institutions who may be liable for substantial clean-up costs which far exceed the risk of default by the borrower. To understand how lenders are addressing this concern, Environment Canada conducted a baseline survey of financial institutions in Atlantic Canada to assess what mechanisms are being implemented to minimize exposure to a potential client's environmental risk, and to determine the potential of promoting pollution prevention as an essential element in the assessment of creditworthiness. This report describes the procedures currently used by institutions participating in the survey in incorporating environmental information in an assessment of a potential client's creditworthiness. It outlines a generic set of best practice tools which may be used by lending institutions to minimize their exposure to a customer's environmental risk. It also identifies an opportunity for Environment Canada and lending institutions to promote pollution prevention approaches among their clientele."@en . "Assessing creditworthiness baseline survey of environmental information required by lending institutions in Atlantic Canada"@en . . . . . . . "Provinces de l'Atlantique." . . "Risque environnemental." . . "Canada. Environnement Canada. Région de l'Atlantique. Pollution Prevention Section." . . "Protection de l'environnement." . . "Environnement Protection Aspect économique Provinces de l'Atlantique." . . "Pollution." . . "Prêts commerciaux Provinces de l'Atlantique." . . "Affaires Aspect de l'environnement Provinces de l'Atlantique." . . "Établissement de crédit." . . "Risk assessment." . .