. . . . . . . . . "Do the payment card industry data standards reduce cybercrime? : hearing before the Subcommittee on Emerging Threats, Cybersecurity, and Science and Technology of the Committee on Homeland Security, House of Representatives, One Hundred Eleventh Congress, first session, March 31, 2009"@en . . . . . "Do the payment card industry data standards reduce cybercrime? hearing before the Subcommittee on Emerging Threats, Cybersecurity, and Science and Technology of the Committee on Homeland Security, House of Representatives, One Hundred Eleventh Congress, first session, March 31, 2009"@en . . . . . .